HEALTH INSURANCE IS ABOUT TO CHANGE. BE READY.
SURVIVING HEALTH INSURANCE 2026
PREMIUMS ARE RISING • SUBSIDIES ARE ENDING • PROTECT YOURSELF NOW
THE PROBLEM
Healthcare.gov premiums are jumping 30% in 2026.
COVID-era subsidies end December 31st.
Families will pay full price for overpriced insurance.
This Open Enrollment isn’t like previous years.
Rates are shifting. Plans are changing.
The coverage that worked before may not make sense anymore.
Before you renew, take a minute to see what’s new — and what smarter options are available for 2026.
The 2026 Health Insurance Game Plan
In this video, you’ll see what’s really changing for 2026 — and how to make smarter moves before Open Enrollment closes.
What’s really happening with 2026 plans
Why so many families are seeing major rate increases — and what that means for your coverage.
The options most people overlook
Learn about your health insurance options outside of Healthcare.gov
When Marketplace plans still make sense
You’ll see exactly when it makes sense to renew — and when it’s time to explore better alternatives.
The Coverage You Didn't Know You Needed 🔒💡
Most major health plans stop short right when life gets expensive. It’s the fine print no one talks about — uncovered treatments, denied claims, and out‑of‑network surprises.
In this training, I’ll show you how families fill those gaps before it’s too late.
Go Beyond Basic Health Insurance
Learn what your major medical plan really covers — and where it quietly falls short.
Why accident coverage changes everything
Hospital visits, ER trips, broken bones — see how this layer wipes out out‑of‑pocket costs most plans leave behind.
The hidden insurance benefit no one talks about
Coverage that pays you directly if you’re diagnosed with something major — money you control, when you need it most.
Don't Wait Until It's Too Late
Open Enrollment is short — November 1st to January 15th.
Once it closes, you’re locked in for the year.
Make sure you choose coverage that actually makes sense for 2026.
Don't take our word for it. Take theirs.
Robert M., Ohio
I was diagnosed with cancer in 2021. My HMO insurance left me with thousands in bills for treatments they considered 'out of network' at MD Anderson in Texas.
The living benefits portion of my plan was a lifesaver - literally. I was sent a check for over $200,000. It gave us financial breathing room during the hardest time of our lives.
Not only were we able to cover all my medical expenses, but we also paid off our mortgage and I could take time off work to focus completely on my recovery without worrying about our family's finances.
Sara P., Texas
We were paying over $900/month for our family plan with a $6,500 deductible. It felt like we were just throwing money away each month.
After making the changes Alexa suggested, our monthly premium actually went down, but the real difference came when our 4-year-old needed stitches after a fall at the playground.
Instead of getting hit with a big bill, the accident coverage kicked in exactly like she explained it would. For the first time, I feel like our insurance is actually worth what we're paying for it.
Pam K., Michigan
After working in healthcare for 15 years, I've seen countless families blindsided by medical bills their insurance wouldn't cover.
I was initially doubtful about Alexa's claims, but the strategies she teaches actually address the specific gaps I see patients fall into. I've changed my own family's insurance approach based on her advice and it saved us over $12,000 when my husband needed back surgery.
What's most compelling to me is how the accident coverage eliminates out-of-pocket costs entirely - something I never thought was possible with today's healthcare system.
Frequently Asked Questions
Is the consultation really free?
Yes, absolutely. Your initial consultation to audit your current coverage and discuss potential gaps is 100% free, with no obligation to buy.
Is this just another way to sell me expensive insurance?
No. Our focus is on optimizing your coverage, not selling you more than you need. During your free consultation, we audit your existing plan to identify and plug protection gaps, often by recommending adjustments or supplemental coverage that are cost-effective. Our goal is to maximize your protection with minimal disruption and optimized cost
Do I need to switch insurance companies?
No, you don’t necessarily need to switch insurance companies. The Total Protection Plan works with most major insurance providers. What matters more than the company is how your coverage is structured. During your free consultation, we’ll analyze your current policies and may recommend adjustments or supplemental coverage to close protection gaps. Our goal is to optimize your current insurance setup with minimal disruption while maximizing your protection.
Will I get to meet with Alexa directly?
Your free consultation will be a personalized one-on-one appointment with one of our expert agents. Alexa has personally trained her team on The Total Protection Plan , ensuring you receive the same high level of expertise and customized advice her clients have come to expect.
Will this work with my employer-provided insurance?
Yes! The Total Protection Plan is designed to work with any health insurance plan, including employer-provided coverage. We help you identify and fill any gaps your current plan might have, ensuring comprehensive protection.
What makes this different from what my insurance agent told me?
Most insurance agents work for specific companies and are limited in what they can offer. As a full-service insurance broker representing over 80 different carriers, Alexa provides unbiased advice focused on your protection rather than commissions. We custom-design plans that actually pay your medical bills, unlike traditional approaches that often leave you exposed.